Top 7 Career Options After 12th Commerce (Excluding CA)

Are you in your last year at high school, wondering what comes next? If you’ve got a knack for numbers, a passion for business, or an unquenchable curiosity for the world of finance, you’re in the right place. 

Commerce has innumerable career opportunities that promise a financially rewarding future. From global finance to cutting-edge consulting, there’s a perfect career path just waiting for you to explore. Here we will answer all of your questions like – which degree is best after 12th Commerce? Which field is best in commerce? What are the career options after 12th Commerce? Listing career options in commerce with math and without math and more.

Choosing a suitable degree with multiple career opportunities after grade 12 is an essential but tricky task. Many students are attracted to take up Chartered Accountancy (CA) as they pursue their B.Com degree. But this temptation often leads to failures and years of wasted time.

Students need to understand that a successful career in the present times is independent of conventional courses like CA. With the expanding needs of businesses, the expertise and skills employers demand have also significantly changed. Firms look for specialised knowledge in the candidates they hire for better division of work and business success. 

Although graduation is advantageous while trying to land a job right after school, students in class 12 can explore career options after commerce except CA to boost their employability. The demand for these career paths will only increase, giving you better opportunities to excel professionally. 

High-Paying Career Options after 12th Commerce Students

The following is a list of high-paying career options after 12th commerce. From that, you can understand the commerce scope after 12th, courses with significant salaries and make the best choice for yourself.

1. ACCA

If you fancy numbers and want to understand international finance, ACCA might be the ideal fit for you. This globally acknowledged credential provides access to positions as Financial Manager, Accountant, Auditor, or Financial Consultant in the world’s leading companies. You can access a world of options in accounting and finance by earning an ACCA certification.

2. Chartered Financial Analyst (CFA)

A CFA course is highly sought-after globally. It is a qualification that deals with finance and investments. The course is organised into three levels, with Level 1 being the most important because it serves as the foundation for the subsequent levels.  

3. Certified Management Accountant (CMA)

CMA is an advanced professional qualification from the USA-based Institute of Management Accountants (IMA). It is a globally recognised qualification that will increase your employability in finance, accounting, and business. Unlike CA, the CMA programme takes about 6-9 months to complete. 

4. Management Consultant

Would you like to be the one to prove that complicated business-busting theories are wrong? Management consultants are skilled in making businesses more efficient, increasing revenues, and, by extension, growth. You will be analyzing business operations, pinpointing the issues, and providing a way for improvement. The salary is quite high, as so is the demand, namely, in the health, financial, and tech sectors. And there is always a high chance of reaching a senior role.

5. Financial Analyst

A job as a Financial Analyst may be the one for you if market trends and investment recommendations excite you. You’ll find yourself analyzing financial information, predicting a company or industry’s future performance, and advising businesses or individuals on their investments. Based within banks, investment firms, and corporations, you may move up to hold positions such as a portfolio manager or equity research analyst—all that with great pay and growing potential.

6. Investment Banker

Are you looking forward to being a part of the financial sector? Investment banking could be the career for you. As an investment banker, you’ll help companies issue securities, assist with mergers, and develop a wide variety of capital. Begin your career as an analyst and eventually work your way up to becoming a Managing Director. Every move will allow you to grow exponentially.

7. Actuary

If you are good at math and stats, consider becoming an actuary. Actuaries assess risk for insurance companies and pension funds by applying statistical models to predict future events and, accordingly, procedures that avert risks. The demand in the job market is high, along with competitive salaries. On top of that, getting certified by professional bodies such as the Society of Actuaries will set you on the path to becoming a successful professional.

8. LLB

Ready to step into the world of Harvey Specter? An LLB degree may be your answer to having a career as a Lawyer, Legal Advisor, or Corporate Counselor. This five-year journey combines Law with Humanities and Social Sciences to give you a strong grip on the principles of law. Delve deeper into specialties such as corporate law, criminal law, or international law, and the doors of lucrative roles in top law firms and legal teams of leading corporations shall automatically open up for you. 

9. Data Analytics

In the era of having everything online with massive databases,  it is obvious why there is such a strong need for data analysts. The role entails interpreting complex data sets to assist companies in making relevant strategic decisions. The industries range from finance and health to marketing and technology. Major skills include data visualization, statistical analysis, and knowledge of different tools like SQL, Python, and R. As you get some experience, you can progress into positions like data scientist or business intelligence analyst; both have considerable salaries and promotional opportunities.

10. Company Secretary (CS)

CS courses have high demand in India. While most students take the Company Secretary course while pursuing their undergraduate degree, many take it up soon after grade 12. 

A Company Secretary(CS) has direct contact with the senior management employees of a firm and is responsible for managing finances, legal issues, handling tax returns and ensuring dividends are paid to shareholders on schedule.

11. Cost and Management Accountant 

Cost and Management Accounting has many similarities with a CA or CS degree course. This professional degree thrives on key concepts like strategy, financial reporting, management, and regulatory framework. A Cost Management Accountant offers expert assistance in the planning of investments, making general managerial decisions, as well as profit management. 

12. Actuary 

To become an Actuary, one needs a mix of strong analytical abilities, business acumen, and knowledge of human psychology. Knowledge of mathematics and statistics is essential to be an Actuary. Actuaries apply mathematics, statistics, and financial theory to assess financial risks, particularly those relevant to insurance.   

13. Financial Risk Manager (FRM)

Financial risk management employs financial instruments to control exposure to financial risks, namely operational risks, credit risks, and market risks, to preserve the economic worth of an organisation. 

Financial risk management is a lucrative option for aspirants confused about their career path after grade 12. FRMs get hired by leading corporations like Deloitte, JP Morgan, PayPal, American Express, and even Amazon.

How to Choose the Right Career Option After Completing 12th Commerce?

To choose the right career in this field, you should start with understanding commerce scope after 12th, then look for career options for commerce students, make a list of career options after 12th commerce that you are eligible for, and follow the steps below to make the right decision!

Self Assessment 

Start by checking your areas of interest, your strengths, and where you would want to see your career grow. Think about what you are good at or what subjects or activities you enjoy the most and how you can connect those dots and pick a career path that fulfills your preferences.

Research 

Research is extremely essential for making an informed decision. Questions like “What qualifications does the job need? What are the responsibilities? What are the chances of growth? What is the salary scale?” The answer to these questions again will help you in making a correct decision. Your research will even help you discover other unique careers as well.

Align Long-term Goals 

Consider what you want to be ten years down the line. Have a career that will lead you toward your long-term goals and align with your values. Having a preplanned long-term goal will help you make the right decision. 

Seek Guidance 

Talk to individuals in positions that can counsel you in the areas of your interest. Request informational interviews, discuss with career counselors, and cultivate mentors who will give insights into the nature of their work. 

Consider Education Requirements 

A few careers will call for graduate or specialized degrees or training. Research the minimum eligibility requirements in your selected field and consider whether you are willing to attend graduate school or pursue a professional certification.

Explore Internships 

If possible, test internships or part-time jobs in areas of interest. This practical experience will help you to know the day-to-day tasks of the chosen career and thus judge whether it is suitable for you.

Evaluate Job Markets 

See the present trend of job markets and their future prediction. You will stand a higher chance of getting good job opportunities if you choose a developing field.

Career Chart After 12th Commerce 

The image attached below – Career Chart After 12th Commerce is a detailed overview of careers available for you after 12th Commerce.

Career Options in Commerce with Salary

Following is a list of career options in commerce with salary:

1. Investment Banker

Investment bankers in India help corporations with fundraising, managing mergers and acquisitions, and providing financial advisory. This profession requires deep knowledge of financial markets and strategic planning.

Average Salary: ₹6,00,000 to ₹18,00,000 per annum.

Source

2. Financial Analyst

They analyze financial data, market trends, and investment opportunities to advise about business or personal investments. The job involves rigorous financial analysis with reporting.

Average Salary: ₹7,00,000 to ₹12,00,000 per annum 

Source

3. Management Consultant

Management Consultants assist organizations in improving efficacy, solving complex business problems, and developing strategic plans. They often work with various industries to improve the business efficiency of their clients.

Average Salary: ₹8,00,000 to ₹30,00,000 per annum. 

Source

4. Company Secretary

Company Secretaries ensure corporate compliance with legal and regulatory requirements and manage corporate governance while acting as an interface between the board of directors and stakeholders.

Average Salary: ₹5,00,000 – ₹10,00,000 per annum.

Source

5. Financial Planner

They advise on investment strategies, retirement planning and financial management for individuals and businesses, guiding clients to meet their long-term financial goals.

Average Salary: ₹2,00,000 to ₹14,00,000 per annum. 

Source

6. Data Analyst

Data analysts in India interpret and analyze data to help businesses make informed decisions. This requires working with statistical tools and software to generate actionable insights.

Average Salary: ₹2,00,000 to ₹13,00,000 per annum. 

Source

Best Courses After 12th Commerce

Here is a list of the top 10 courses after 12th Commerce for you to choose from and build a fulfilling career. 

Career Options in Commerce with Math

The following list of courses is career options in commerce with math: 

1. Bachelors of Economics

Love analyzing data and economic trends? This three-year course is designed for students with a 10+2 education including mathematics. The course provides a strong base in economic principles, data analysis, and economic policy by dwelling on microeconomics, macroeconomics, econometrics, and economic theory. A good economy is testament to a strong country. Diverse economic theories and patterns are of utmost importance in making government policies. You can start working as a Research Associate, Financial Consultant, Policy Advisor, and Economic Analyst.

2. Bachelor of Commerce

The B.Com course for three years requires 10+2 education with mathematics. It gives you knowledge of various facets of business operation and financial principles, from accounting and business law to economics and financial management. Graduation in this stream can lead you to work as an Accountant, Financial Analyst, Business Consultant, or Auditor. You can find employment in accounting firms, financial institutions, corporate finance departments, and consulting firms.

3. Bachelor of Accounting and Finance

This three-year course aims to have students with 10+2 education with mathematics. The main focus of the course includes accounting principles, financial reporting, cost management, and financial analysis. Students learn the basic record-keeping and finance analysis techniques. You can find employment in accounting firms, financial departments of corporations, and financial advisory services. To work as an Accountant, Financial Manager, Tax Consultant, Auditor, etc.

4. Bachelor of International Business and Finance

Ready to go global? Bachelor of International Business and Finance is a three-year program requiring 10+2 education with mathematics. It covers international trade, global finance, various cross-border business strategies, international economics, global financial markets, and international business management. This leads to career opportunities in international business management, working with multinationals, global finance, trade compliance, and conducting market analysis within multinational corporations, international trade organizations, and financial institutions.

5. Bachelor of Financial Markets

Want to be a part of the throbbing action of stock markets and trading? This three-year course requires 10+2 education with mathematics. It focuses on financial markets, investment analysis, and trading strategies, covering stock markets, financial instruments, and market regulation. You can work as a Financial Analyst, Stockbroker, Investment Banker, or Portfolio Manager and be employed by financial firms, investment banks, or trading companies.

4. Bachelors in Banking and Finance

Always wanted to rob a bank? At least you can work in one now! Bachelors in Banking and Finance is a three-year degree for students having a 10+2 education with Mathematics. It covers banking principles, financial regulations, risk management, and financial services. This degree prepares you for careers in banking operations, financial services management, risk assessment, and credit analysis. You can work in banks, financial institutions, insurance companies, or financial consultancy firms.

5. Bachelors in Architecture

This is a five-year course requiring 10+2 education with mathematics and passing entrance examinations such as NATA or JEE Main Paper 2. Composing the architectural design, building technology, and urban planning shall focus on skills in designing and the planning of structure. After graduating you can work in any architectural firm, construction company, or government agency.

6. Bachelor of Computer Applications  

Put your tech-savvy brain to use with a three-year program called Bachelor of Computer Applications. It is open to students with a 10+2 education in any stream, provided they have studied Mathematics. The course covers programming, database management, software engineering, and web development, focusing on IT and computer applications. After graduating you can work as a Software Developer, Systems Analyst, Database Administrator, or IT Consultant, and often work in IT companies, software firms, or tech departments of various organizations.

Career Options in Commerce without Math 

The following list of courses is career options in commerce without math: 

1. Bachelors in Travel and Tourism

Ready to convert that passion you have for travel into your career? This undergraduate three-year program is your ticket. Open to any student from a 10+2 background, you will dive into exciting subjects such as travel management, tourism marketing, cultural heritage, and the workings of a travel agency. You can turn into a Travel Agent, Tour Operator, Tourism Manager, or Travel Consultant. Imagine working for travel agencies, tour companies, hospitality firms, or tourist boards, helping others discover the world while you build a fantastic career.  

2. Bachelors in Hospitality

This three-year undergraduate program welcomes students from any 10+2 background, offering a gateway to the vibrant world of hospitality. Everything about the hospitality industry is taught here from hotel management to gourmet food and beverage services to luxurious housekeeping and more. After graduating, you are prepared to work in any hospitality-related roles. You can get placements in top-tier hotels, exotic resorts, chic restaurants, exciting event firms, and luxurious cruise lines. Get ready to make every guest experience unforgettable! 

3. Company Secretary

Ever thought of a career where you could be the backbone of corporate governance? Open after your 10+2 in any stream, the Company Secretary course takes you through 3 exciting stages: Foundation, Executive, and Professional. You will get familiar with corporate law, secretarial practice, and compliance management. After completion, you could work as a Company Secretary, Compliance Officer, or even a Corporate Advisor or Legal Consultant in a law firm or a government department.

4. Bachelor of Arts 

The idea of exploring the world of knowledge sounds as exciting as it really is! The three-year BA program invites students from any stream with a 10+2 background and has in store an abundant range of subjects like literature, history, sociology, political science, and psychology. After completing, you can become a teacher, writer, PR specialist, social worker, or civil servant and work in schools, houses of media, NGOs, and government organizations.

5. BA LLB

Dreaming of a career in law? This five-year integrated law program puts together the BA and LLB streams. Some of the subjects that will be covered include constitutional law, criminal law, corporate law, and legal writing. The course is open to 10+2 graduates of any stream. It can help you in becoming a lawyer, legal advisor, judge, or work in corporate legal departments, law firms, or government legal services.

6. Bachelor of Vocational Studies

If practical skills are your thing, then this three-year B.Voc course is here to your aid. This is open to 10+2 graduates of any stream; hands-on training is provided for retail management, software development, hospitality, and healthcare. After graduating you can work as a Retail Manager, IT Technician, Hospitality Manager, or Healthcare Assistant looking for employment in different industries or sectors.

7. Bachelor of Journalism 

Got a nose for news? This three-year degree is meant for the 10+2 graduates in any stream. In this course, you will learn everything there is about news reporting, media ethics, digital media, feature writing, and broadcast journalism. After completing you may work as a journalist, reporter, editor, content writer, and media analyst in newspapers, TV channels, online portals, and PR firms.

Emerging Career Trends for Commerce Freshers

The future is uncertain but never truly unknown, we made the following list of career options for commerce students based on the emerging career trends.  

1. Data Analytics

Corporations are moving more and more toward data-driven business decisions; therefore, because of this, data analytics is booming in all sectors of the business arena—from finance to retail.

2. Digital Marketing

Because of the rise in virtual business, the demand for experts connected with digital marketing is highly in demand. There is a need for professionals in the fields of SEO, Content Development, Social Media Management, and Digital Advertising.

3. FinTech

The area where Finance and Technology meet is giving way to new career paths. Some FinTech roles include work on blockchain, cryptocurrency, and disruptive financial solutions.

4. E-commerce Management

As online shopping is gaining prominence, the radius of e-commerce management is also expanding. Freshers can work in areas such as online store management, customer experience, and logistics.

5. Sustainable Business Practices

Companies are increasingly showing concern about sustainability. Careers in the CSR department, green finance, and environmental consulting are picking up steam.

6. Risk Management

Because of the rising complexities in the global markets, risk management professionals are coming in great demand. It is the area where one learns about assessing and mitigating the financial risks of organizations.

7. Business Intelligence

This field commonly deals with strategy-making and providing actionable insights from data. Business intelligence roles include making reports and dashboards that will back up decision-making.

These were the career options available for commerce students. 

Conclusion

Choosing the right career path after 12th commerce can set the stage for a successful and fulfilling future. With so many high-paying and rewarding career options for commerce students, it’s essential to find the one that aligns with your strengths and aspirations. 

We, at Zell Education, will help you navigate such choices and make an informed decision about your future. Whether it’s ACCA, CFA, US CMA or Investment Banking course that interests you, our career counseling services will always be there at your beck and call to help and guide you through every step. Take charge of your career journey and let us at Zell Education help you unlock your path to success!

FAQ’s Career Options After 12th Commerce:

Which field is best in commerce?

Generally speaking, careers directly related to finance—investment banking, financial analysis, and asset management—all tend to bring in exorbitant amounts of money. Your best field, however, will depend on your interests and aspirations in your career. If you do choose one field that satisfies these two parameters and that quest for money, then it might be the perfect career for you.

Which degree is best after 12th commerce?

The best courses after 12th commerce definitely depends upon your career aspirations. If you want to focus on finance and accounting, then courses like Bachelor of Accounting and Finance, ACCA, and Bachelor of Financial Markets can be at the top of your priority list. In case you have an interest in business and its management, then a Bachelor of International Business and Finance would be ideal for you. For those who are more interested in the legal field, an LLB or BA LLB is the better option.

What are scopes in commerce?

The stream spans wide, stretching to various areas like finance, accounting, business management, consulting, law, and data analytics. Not forgetting the new trends that are changing the face of commerce, such as digital marketing, e-commerce, and sustainable business practices. This versatility makes the industry dynamic and allows you to pick a career from a wide range of options.

What are scopes in commerce?

The stream spans wide, stretching to various areas like finance, accounting, business management, consulting, law, and data analytics. Not forgetting the new trends that are changing the face of commerce, such as digital marketing, e-commerce, and sustainable business practices. This versatility makes the industry dynamic and allows you to pick a career from a wide range of options.

Which job will be in demand in the future in commerce?

In the future, some very high-potential jobs related to this field will be in data analytics, digital marketing, FinTech, e-commerce management, and sustainable business practices. Looking at how businesses are running digitally these days and the increasing trend of running them with the help of data analysis, the roles of these industries will only get more vital. Besides, risk management and business intelligence will also grow as careers since the global markets are very uncertain.

Satyamedh Nandedkar, a seasoned finance professional, holds ACCA, CA, US CMA & CS credentials. With 10+ years of experience, he’s a master ACCA tutor, IFRS trainer, adept in global financial standards, and a trusted advisor in navigating complex financial landscapes.